Strategic SMB Lending: How Credit Unions Can Thrive with the ‘Right Deposits’


In today’s competitive banking landscape, credit unions have a unique opportunity to grow deposits, strengthen member relationships, and fuel local economies, all by leaning into small business lending. This whitepaper explores how the “right deposits” from SMBs can unlock stable funding, stronger portfolios, and lasting loyalty—especially when paired with modern loan origination technology.

Inside you’ll learn:

  • Why SMB deposits are larger and more stable than consumer accounts
  • How small business lending drives loan growth and membership diversity
  • The role of digital LOS in streamlining decisions, cutting costs, and reducing fraud

Download the whitepaper to see how your credit union can thrive in small business lending while cementing its role as a trusted community partner.




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