Embracing Smarter Fraud Prevention & Lending Optimization

In today’s competitive banking landscape, credit unions have a unique opportunity to grow deposits, strengthen member relationships, and fuel local economies, all by leaning into small business lending. This whitepaper explores how the “right deposits” from SMBs can unlock stable funding, stronger portfolios, and lasting loyalty—especially when paired with modern loan origination technology.

Key insights:

• Stay ahead of rising fraud: SMB lending fraud rose 14% in 2023, and most lenders expect it to keep growing
• Detect threats faster: AI tools like Lynx analyze metadata, devices, and third-party data to spot fraud rings early
• Unlock the value of your data: Unify and clean siloed data to strengthen risk models and deliver smoother borrower experiences
• Automate with intelligence: Use AI-driven decisioning to cut manual reviews, route exceptions smartly, and speed approvals
• Expand revenue and protection: Monetize declined apps with the Funding Network and reduce losses upfront with the Trust Network

Download the whitepaper to see how your institution can stop fraud earlier, optimize lending decisions, and grow with greater confidence.